Revise and Optimize the Chart of Accounts

Step 5: Revise and Optimize the Chart of Accounts

After all has been done, we are now in the last step of our 5 Step Bookkeeping setup.

Organizing chart of accounts!

Well, you can organize your chart of accounts at the beginning of the setup, if you already have your ideal chart of accounts or you are from a previous working system with a chart of accounts ready

But if this is a new setup, or you don’t have your ideal chart of accounts, we can add your categories or accounts as needed when adding the transactions. Then after the transactions are all added, we can refine your chart of accounts.

Profit and Loss Accounts:

Profit and Loss Statement – financial report that summarizes a company’s revenues, expenses, and profits or losses over a given period of time

A P&L statement shows a company’s ability to generate sales, manage expenses, and create profits

What are the common profit and loss accounts? We will start from top to bottom.

A. Income Accounts

These are your revenue accounts, income accounts or sales accounts.

  • Service businesses – Sales or Services account
  • eCommerce/Retail Type – Sales of Product
  • Rental Properties – Rental Income
  • Amazon Sellers – Amazon Sales

B. Direct Cost Accounts

Are costs directly associated with the revenue generation activities, Sales, or providing of Services

  • Service businesses – Cost of Labor, Direct Costs
  • Product based businesses – Cost of Goods Sold
  • Other Direct Cots – Shipping, Supplies, Packaging, Materials, eCommerce Platform Costs

C. Operating Expenses

Are expenses you incur when running the business

Selling Expenses – all expenses related to making a sale or increasing sales. Common examples are:

  • Advertising
  • Promotions
  • Shipping/Delivery/Freight
  • Website Costs
  • Salaries/Commission of Sales Personnel

Admin Expenses – all expenses related to managing the business. Examples:

  • Payroll Expenses
  • Legal Fees
  • Accounting Fees

General expenses – all expenses which do not fall directly in the first two. Examples:

  • Rent
  • Utilities
  • Office Expense
  • Office Software
  • Insurance
  • Small Tools and Equipment

D. Other Income

Income that does not come from a company’s main business

  • Interest Income
  • Rent
  • Gain on Sales of Fixed Assets

E. Other Expenses

Expenses that do not relate to a company’s main business

  • Interest Expense
  • Losses from Disposing of Fixed Assets
  • Miscellaneous expenses
  • Fraud

Balance Sheet Accounts:

BALANCE SHEET – financial statement that shows a company’s assets, liabilities, and shareholder equity at a specific point in time

Common balance sheet accounts:

A. ASSETS

Are resources with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit.

Common examples are:

  • Cash
  • Bank Accounts
  • Account Receivable
  • Inventory
  • Prepaid Expense
  • Fixed Assets

B. LIABILITIES

Something a person or company owes, usually a sum of money. These are to be settled using money, goods, or services at a later time.

Examples are:

  • Credit Card
  • Accounts Payable
  • Tax payable
  • Salaries/Wages Payable
  • Loans
  • Mortgages

C. EQUITY

Owner’s Equity or Shareholders’ Equity, represents the amount of money owned by the owners in the business. 

After deducting liabilities that creditors own in the business, from Total Assets, what’s left will be equity.

Examples are:

  • Owner Contribution
  • Owner Capital
  • Owner Drawings
  • Shareholders’ contribution
  • Shareholder distribution
  • Common Shares
  • Additional Paid in Capital
  • Retained Earnings

And this concludes our 5 Step Bookkeeping Series! Should you have questions or suggestions, let us know in the comments!

Services 1920 x 1080

Ready to get organized?

Leave a Reply

Your email address will not be published. Required fields are marked *

17 Comments

  1. Hello there! This article couldn’t be written any better!
    Reading through this article reminds me of my previous roommate!
    He continually kept preaching about this. I am
    going to forward this information to him.
    Pretty sure he’ll have a very good read. Thank you
    for sharing!

  2. hello there and thank you for your information – I have
    definitely picked up anything new from right here. I did however expertise some technical issues using this site,
    as I experienced to reload the site a lot of times previous to I could get it to load correctly.
    I had been wondering if your hosting is OK? Not that I’m
    complaining, but slow loading instances times will very frequently affect your placement in google
    and can damage your high quality score if ads and marketing with
    Adwords. Well I’m adding this RSS to my e-mail and can look out for a lot more of your respective fascinating content.
    Ensure that you update this again soon.

  3. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your
    point. You definitely know what youre talking about, why throw away your intelligence
    on just posting videos to your weblog when you could be giving us something
    informative to read?

  4. Great post. I was checking continuously this weblog and I’m
    inspired! Extremely useful info particularly the last phase :
    ) I care for such info a lot. I used to be looking for this certain information for a
    very long time. Thank you and good luck.

    1. Thanks for supporting our blog, we are a very small team so your support will help us a lot to write more informative accounting blogs

  5. Hmm is anyone else encountering problems with the images on this blog loading?
    I’m trying to find out if its a problem on my end or if it’s the blog.
    Any suggestions would be greatly appreciated.

  6. Heya i am for the first time here. I found this board and I to find It truly helpful & it
    helped me out a lot. I am hoping to offer something again and
    aid others like you aided me.

    1. Thanks for your support, we are very glad you found it helpful…if there is a topic you want included on next post, just let us know.